First Time Buyers Program
Buying your first car should feel exciting - not overwhelming. At Fred Anderson Nissan of Asheville, we make it simple to go from "just browsing" to "just bought!" with easy financing, transparent pricing, and a team that's here to guide you every step of the way. Even if you have limited credit history, we'll help you step into the driver's seat today with NMAC's First Time Buyer Program.
First Time Buyer Benefits
Special Financing Programs
Even with limited credit history, we'll help you get approved.
Affordable Down Payments
Keep your budget in check and still drive something you love.
Expert Guidance
Our team will help you compare models, understand payments, and choose the perfect fit.
Huge Selection
From fuel-saving sedans to sporty SUVs, your first ride is waiting here.
Lifetime Family Plan Savings
Receive more value with lifetime oil changes and more with our exclusive Family Plan.
Ready to Get Started?
Our first-time buyer program is designed to take the guesswork out of car shopping, with no-pressure advice, flexible options, and total transparency. Ready to get started?
1. Browse our inventory online
2. Get pre-approved in minutes
3. Schedule a test drive and fall in love with your first car
Your first keys are waiting - let's get you rolling today!
NMAC'S First Time Buyer Program is eligible on all new Nissan models (used and Certified Pre-Owned do not qualify). Eligible Tier 6-9 customers will receive a Tier 5 rate, subject to verification of program requirements.
Tiers 1-5 will be booked at tier scored. Program includes NMAC Special & Dealer Choice APR, Standard APR, Special & Standard Leases offers. To qualify for the First Time Buyer Program, customers must meet the below requirements:
Applicant(s) must have a minimum of 3 tradelines (excludes authorized accounts, deferred student loans & utility reporting)
Minimum 660 FICO Score
Maximum payment-to-income of 12%
Applicants cannot have active bankruptcy
NMAC Credit+Plus and ITIN programs are not available with the Limited Buyer program
NMAC First Time Buyer Program valid 10/15/2025-01/05/2026